Terms of Use

1. Acceptance of Terms

Welcome to Borrow the Money. By accessing or using our website, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any part of these terms, you may not use our services.

These Terms of Use constitute a legally binding agreement between you (the “User” or “you”) and Borrow the Money (the “Platform,” “we,” “us,” or “our”). Your continued use of this website indicates your acceptance of these terms and any future modifications.

2. Services Provided by the Website

Borrow the Money operates as an online platform that connects users with independent third-party lenders. We provide an information and connection service only. We do not provide financial advice, act as a lender, broker, or agent, nor do we make lending decisions.

Our services include:

• Providing an online application interface for users to submit information
• Transmitting user information to participating third-party lenders in our network
• Facilitating communication between users and potential lenders
• Publishing educational content about financial products and services

We do not guarantee that you will be matched with a lender, receive an offer, or obtain any specific financial product or terms. All lending decisions are made solely by independent third-party lenders according to their own criteria and policies.

3. Eligibility and User Responsibilities

Eligibility Requirements

To use our services, you must:

• Be of legal age to enter into binding contracts in your jurisdiction
• Have the legal capacity to agree to these Terms of Use
• Provide accurate, current, and complete information during the application process
• Have legal authorization to use any information you provide to us

User Responsibilities

You agree to:

• Provide truthful, accurate, current, and complete information about yourself as prompted by any forms on the website
• Maintain and promptly update your information to keep it truthful, accurate, current, and complete
• Use the website only for lawful purposes and in accordance with these Terms of Use
• Not use the website in any way that violates any applicable law or regulation
• Not impersonate or attempt to impersonate any person or entity
• Not interfere with or disrupt the website or servers or networks connected to the website
• Not engage in any activity that could damage, disable, overburden, or impair the website
• Not attempt to gain unauthorized access to any portion of the website or any systems or networks
• Review and understand any agreements, disclosures, or terms provided by third-party lenders before accepting any offers

If you provide any information that is untrue, inaccurate, not current, or incomplete, or if we have reasonable grounds to suspect such issues, we reserve the right to suspend or terminate your access to the website and refuse any current or future use of our services.

4. Third-Party Relationships and Disclaimers

Independent Third-Party Lenders

Borrow the Money is not a lender. All financial products are provided by independent third-party lenders who are not affiliated with, controlled by, or agents of Borrow the Money. Each lender operates independently and maintains its own terms, conditions, fees, interest rates, and policies.

By submitting information through our platform, you authorize us to share your information with lenders in our network who may contact you directly with offers. You may receive communications from multiple lenders. Each lender’s offer is subject to that lender’s own terms and approval process.

No Endorsement or Recommendation

Borrow the Money does not endorse, recommend, or make any representations about any lender, financial product, or service. We do not evaluate the creditworthiness of lenders or assess the suitability of any financial product for your specific situation. The inclusion of any lender in our network does not constitute an endorsement or recommendation.

User Responsibility for Third-Party Agreements

You are solely responsible for:

• Reviewing all terms, conditions, disclosures, and agreements provided by any third-party lender
• Understanding the costs, fees, interest rates, repayment obligations, and consequences of any financial product
• Determining whether any financial product meets your needs and is suitable for your circumstances
• Fulfilling all obligations under any agreement you enter into with a third-party lender
• Resolving any disputes directly with the lender with whom you have an agreement

Borrow the Money is not a party to any agreement between you and a third-party lender and has no control over the actions of third-party lenders.

Third-Party Websites

Our website may contain links to third-party websites that are not owned or controlled by Borrow the Money. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that Borrow the Money shall not be responsible or liable for any damage or loss caused by your use of any third-party website or service.

5. Intellectual Property Rights

The website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Borrow the Money, its licensors, or other providers of such material and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

These Terms of Use permit you to use the website for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website, except as follows:

• Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials
• You may store files that are automatically cached by your web browser for display enhancement purposes
• You may print or download one copy of a reasonable number of pages of the website for your own personal, non-commercial use and not for further reproduction, publication, or distribution

You must not:

• Modify copies of any materials from this website
• Use any illustrations, photographs, video or audio sequences, or any graphics separately from the accompanying text
• Delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from this website
• Access or use for any commercial purposes any part of the website or any services or materials available through the website

If you wish to make any use of material on the website other than that set out in this section, please contact us.

6. Limitation of Liability

TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL BORROW THE MONEY, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE.

BORROW THE MONEY MAKES NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE WEBSITE’S CONTENT OR THE CONTENT OF ANY WEBSITES LINKED TO THIS WEBSITE AND WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY:

• ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS
• PERSONAL INJURY OR PROPERTY DAMAGE OF ANY NATURE WHATSOEVER RESULTING FROM YOUR ACCESS TO AND USE OF THE WEBSITE
• UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY PERSONAL INFORMATION STORED THEREIN
• INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE WEBSITE
• BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE WEBSITE BY ANY THIRD PARTY
• ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE WEBSITE
• ACTIONS OR INACTIONS OF THIRD-PARTY LENDERS OR OTHER THIRD PARTIES
• TERMS, CONDITIONS, OR PRACTICES OF THIRD-PARTY LENDERS

THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

7. Indemnification

You agree to defend, indemnify, and hold harmless Borrow the Money, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to:

• Your violation of these Terms of Use
• Your use of the website, including but not limited to your submission of information through the website
• Your violation of any rights of another person or entity
• Your agreements or interactions with third-party lenders
• Any information you provide through the website that infringes any copyright, trademark, trade secret, or other intellectual property right or proprietary rights of any person or defames any person

8. Modifications to Terms or Services

Modifications to Terms of Use

We reserve the right to revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of the website thereafter.

Your continued use of the website following the posting of revised Terms of Use means that you accept and agree to the changes. You are expected to check this page frequently so you are aware of any changes, as they are binding on you.

Modifications to Services

We may update the content on this website from time to time, but its content is not necessarily complete or up-to-date. Any of the material on the website may be out of date at any given time, and we are under no obligation to update such material.

We reserve the right to withdraw or amend this website, and any service or material we provide on the website, in our sole discretion without notice. We will not be liable if for any reason all or any part of the website is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the website, or the entire website, to users.

9. Governing Law and Dispute Resolution

These Terms of Use and your use of the website are governed by and construed in accordance with applicable laws, without giving effect to any principles of conflicts of law.

Any legal suit, action, or proceeding arising out of or related to these Terms of Use or the website shall be instituted exclusively in courts of competent jurisdiction, although we retain the right to bring any suit, action, or proceeding against you for breach of these Terms of Use in your place of residence or any other relevant location.

You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

Waiver and Severability

No waiver by Borrow the Money of any term or condition set out in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of Borrow the Money to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.

If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Use will continue in full force and effect.

Entire Agreement

These Terms of Use and our Privacy Policy constitute the sole and entire agreement between you and Borrow the Money regarding the website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the website.

10. Contact Information

If you have any questions about these Terms of Use, please contact us at:

Borrow the Money
Email: [email protected].

We will make reasonable efforts to respond to your inquiries in a timely manner.