Privacy Policy

At Borrow the Money, we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains what information we collect, how we use it, and your rights regarding your data when you use our platform to connect with third-party financial service providers.

By using our website and services, you agree to the collection and use of information as described in this policy. If you do not agree with these terms, please discontinue use of our platform.

1. Information We Collect

We collect several types of information to provide and improve our services:

Personal Information You Provide

When you complete an application or inquiry form on our platform, you voluntarily provide personal information that may include:

• Full name, date of birth, and Social Security number or other government identification
• Contact information including email address, phone number, and residential address
• Financial information such as employment status, income details, and bank account information
• Credit history and related financial data
• Other information necessary to match you with appropriate third-party lenders

Automatically Collected Information

When you visit our website, we automatically collect certain technical information:

• IP address, browser type, and device information
• Pages visited, time spent on pages, and navigation patterns
• Referring website or source that directed you to our platform
• Date and time stamps of your activity

2. How We Use Your Information

We use the information we collect for the following purposes:

• Matching Services: To connect you with third-party lenders or financial service providers that may offer products suitable for your needs
• Communication: To contact you regarding your inquiry, application status, or relevant offers from our partners
• Platform Improvement: To analyze user behavior and improve our website functionality and user experience
• Fraud Prevention: To detect, prevent, and address fraudulent activity or security concerns
• Legal Compliance: To comply with applicable laws, regulations, and legal processes
• Marketing: To send promotional materials about services that may interest you, with your consent where required

We do not make lending decisions ourselves. We act solely as a connection platform between you and independent third-party lenders.

3. Sharing Your Information with Third Parties

Your information may be shared with third parties as described below:

Lenders and Financial Service Providers

When you submit an inquiry through our platform, we share your information with one or more third-party lenders or financial companies in our network. These partners use your information to evaluate your eligibility and may contact you directly with offers.

Each lender operates independently and has its own privacy practices. We encourage you to review their privacy policies before accepting any offers.

Service Providers and Business Partners

We work with trusted third-party service providers who assist us in operating our platform, including:

• Technology and hosting providers
• Payment processors
• Marketing and advertising partners
• Analytics and data analysis services
• Customer support providers

These service providers have access to your information only as necessary to perform their functions and are obligated to protect your data.

Legal Requirements

We may disclose your information when required by law or in response to:

• Court orders, subpoenas, or other legal processes
• Government or regulatory requests
• Requests from law enforcement agencies
• Protection of our rights, property, or safety, or that of our users or the public

Business Transactions

If we are involved in a merger, acquisition, sale of assets, or bankruptcy, your information may be transferred as part of that transaction. You will be notified of any such change through prominent notice on our website.

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our platform.

What Are Cookies?

Cookies are small text files stored on your device when you visit our website. They help us recognize your browser and capture certain information about your preferences and activity.

Types of Cookies We Use

• Essential Cookies: Necessary for the website to function properly
• Analytics Cookies: Help us understand how visitors use our site
• Marketing Cookies: Used to track visitors across websites to display relevant advertisements
• Preference Cookies: Remember your settings and preferences

Managing Cookies

Most browsers allow you to control cookies through their settings. You can choose to block or delete cookies, though this may affect your ability to use certain features of our platform. Note that disabling cookies may prevent us from providing some services to you.

We may also use web beacons, pixel tags, and similar technologies to track email opens and user engagement with our communications.

5. Data Security

We implement reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These measures include:

• Encryption of sensitive data during transmission using secure socket layer (SSL) technology
• Secure servers and databases with restricted access
• Regular security assessments and updates
• Employee training on data protection and privacy practices

However, no method of transmission over the internet or electronic storage is completely secure. While we strive to protect your information, we cannot guarantee absolute security. You are responsible for maintaining the confidentiality of any passwords or account credentials.

6. Your Rights and Data Control

Depending on your location and applicable privacy laws, you may have certain rights regarding your personal information:

Access and Correction

You have the right to request access to the personal information we hold about you and to request corrections if it is inaccurate or incomplete.

Deletion

You may request deletion of your personal information, subject to certain exceptions where we are required to retain data for legal, regulatory, or business purposes.

Opt-Out of Communications

You can opt out of receiving marketing communications from us by following the unsubscribe instructions in any promotional email or by contacting us directly. Please note that even if you opt out of marketing messages, we may still send you important service-related communications.

Data Portability

Where applicable, you may request a copy of your personal information in a structured, commonly used, and machine-readable format.

Withdraw Consent

If we process your information based on your consent, you have the right to withdraw that consent at any time. This will not affect the lawfulness of processing before your withdrawal.

To exercise any of these rights, please contact us using the information provided at the end of this policy. We will respond to your request within a reasonable timeframe as required by applicable law.

7. Links to Other Websites

Our platform may contain links to third-party websites, including those of lenders, partners, and advertisers. We are not responsible for the privacy practices or content of these external sites.

When you click on a third-party link or are redirected to another website, you leave our platform and become subject to that website’s privacy policy. We strongly encourage you to review the privacy policies of any third-party sites you visit.

The inclusion of any link does not imply our endorsement of that website or its services.

8. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

If we become aware that we have inadvertently collected information from a child under 18, we will take steps to delete that information as quickly as possible. If you believe we may have collected information from a minor, please contact us immediately.

9. Changes to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time to reflect changes in our practices, technology, legal requirements, or other factors.

When we make material changes to this policy, we will notify you by:

• Posting the updated policy on this page with a new “Last Updated” date
• Providing prominent notice on our website
• Sending an email notification if we have your email address on file

We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information. Your continued use of our platform after changes have been posted constitutes your acceptance of the updated policy.

10. Contact Information

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

Borrow the Money
Email: [email protected].

We will make reasonable efforts to respond to your inquiry within 30 days of receipt.