Why Time is More Valuable Than Money
When I was in the Peace Corps in Paraguay I had a lot of extra time. We were taught to let go of the idea of productivity as the definition…
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Money Management
24 posts
The Secret to Living an Adventurous Life
In 2008 I went to Ushuaia, Argentina. According to the Argentines, this is the southernmost city in the world. Chileans and maps will tell you differently. On this outing, I…
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You Need to Read These 5 Passive Income Books
This post contains affiliate links. But mostly to bookshop.org which helps local bookstores stay in business 🙂 The first time I heard the phrase “passive income” I was visiting a…
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What Does a Negative Net Worth Indicate?
If you’re just starting to get a handle on your personal finances, one of the first steps you need to take is calculating your net worth. At its simplest, your…
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Why Is It Important to Set Realistic Goals?
This year I’m going to save 50% of my take-home income. That was my goal when I first started learning about personal finance. I figured out how much that money…
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How the Credit Card Industry Keeps Us in Debt
Credit cards have only been around since the 1950s, but in a short period of time, they have transformed how we think about money. Today, 47% of us carry credit…
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Pros and Cons of Paying Off Your Student Debt
Next month I’ll be moving into a much cheaper apartment, I have decided to drastically downsize and this decision is going to save me $500 dollars per month. Like most…
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The Latte Factor
In 1999, author David Bach first brought the concept of the latte factor into popular rhetoric. The theory was simple, our small day-to-day luxuries, illustrated by the daily latte, hold…
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Budgeting for High Cost of Living Areas
In the last blog, I posted on budgeting, I wrote about the 50-30-20 framework for budgeting. This model has been life-changing for me in empowering me with the data I…
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Why Do We Spend More When We Have Less?
I was recently hanging out with my sister, talking about money (as I love to do) and I asked her if there were any topics on the subject of personal…
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