Money Management

Credit cards have only been around since the 1950s, but in a short period of time, they have transformed how we think about money. Today,  47% of us carry credit…

Next month I’ll be moving into a much cheaper apartment, I have decided to drastically downsize and this decision is going to save me $500 dollars per month. Like most…

In 1999, author David Bach first brought the concept of the latte factor into popular rhetoric. The theory was simple, our small day-to-day luxuries, illustrated by the daily latte, hold…

In the last blog, I posted on budgeting, I wrote about the 50-30-20 framework for budgeting. This model has been life-changing for me in empowering me with the data I…

I was recently hanging out with my sister, talking about money (as I love to do) and I asked her if there were any topics on the subject of personal…

Only 39% of American’s are prepared to cover a $1,000 emergency expense. This is an unfortunate statistic that the Covid pandemic has uncovered. Without emergency savings, many are left vulnerable…

8 years ago I wrapped up grad school with a whopping $150,000 I owed to Navient. I wasn’t alone either. While the average US student leaves school owing $30,000, I…

>Just stop buying avocado toast right? Uggh. Spending is personal and sometimes emotionally driven. Oftentimes the advice we receive to cut down on spending isn’t realistic nor particularly helpful.  For…

Nothing has historically given me anxiety like the words “personal budget”. In my mind, I would need to build a massive spreadsheet based on budget line items, showing every dollar…